DivIt User Manual

Scan a receipt, review each share, and keep track of repayments.

Updated October 22, 2026. These examples show the current app interface with fictional accounts and amounts. Camera access, sign-in options, and payment handoffs can vary by device.

Getting Started

Creating an Account

The welcome screen offers Create Account, Log In, and See it in action. The optional walkthrough demonstrates scanning, adding people, sharing items, reviewing totals, and requesting a share.

Welcome screen with an optional receipt walkthrough. Example account and amounts.

Tap Create Account.
Enter your first and last name, display name, email, and a password of at least six characters. Your display name is what other people see.
Submit the form, or use an available Google or Apple sign-in option. Availability depends on your device and sign-in setup.

A referral link can connect you with the friend who invited you. A guest claim link has a different purpose: keeping an existing guest share in your account.

Create Account screen. Example account and amounts.

Setting Up Payment Methods

Choose a payment service, enter your details, and tap Save & Continue. You can skip this step and return through Profile → Payment methods.

Service	Details	Payment handoff
Venmo	Your Venmo email or supported handle	Opens the available app/web payment or request flow
PayPal	Your PayPal.me username	Shares a payment link with an amount
Cash App	Your $Cashtag	Shares a Cash App link; direct payment generally needs the app
Zelle	Your enrolled phone number or email	Provides details to copy into the bank app; enter the amount there

Payment setup. Example account and amounts.

Enabling Notifications

Allow notifications to hear about splits, friend requests, payment requests, paid reports, and collection activity. Change your choices under Profile → Notifications. System permission is controlled separately in your device settings.

Notification setup. Example account and amounts.

Home Screen

Start with Take a photo, Choose from library, or Enter manually. The first scan may show a short photo tip. Frame the entire receipt, keep it upright, and check the lighting.

You are owed and You still owe show your outstanding share, not the entire bill. A smaller Bill amount provides context. An active collection shortcut and recent activity help you return to a bill. The profile button opens your account settings.

Home actions and personal balances. Example account and amounts.

Saving and Resuming Drafts

Unfinished bills appear under Drafts on Home. Tap Finish to resume. When leaving an unfinished split, choose whether to save it, discard it, or keep editing. A draft is not a created split and does not request payment.

Save, discard, or keep editing an unfinished split. Example account and amounts.

Creating a Split

Scanning a Receipt

Use a Home camera/library action, or start from + on Splits.
If a source picker appears, choose Scan a Receipt or Enter Manually.
Choose a photo or take a clear picture, then wait for uploading, processing, and item extraction.

Free accounts include 3 scans per 24 hours; Premium includes 15 scans per 24 hours. Limits use a rolling 24-hour window, not a midnight reset. One free re-scan is available per 24 hours. Profile shows available usage; a limit message explains when another scan becomes available.

Source picker when starting from Splits. Example account and amounts.

Receipt processing progress. Example account and amounts.

Reviewing Parsed Items

Review Receipt shows the detected name, items, quantities, tax, tip, and total. Compare them with the original. Tap Next: Add People when they are correct. A mismatch offers Fix Items & Totals; correct the values before continuing.

Receipt ready for review. Example account and amounts.

Receipt with a total mismatch. Example account and amounts.

Editing Items & Totals

Tap Edit or Fix Items & Totals to correct item names, quantities, prices, tax, tip, gratuity, and adjustments. Compare with Receipt keeps the image visible while you edit. Check the subtotal and total, then tap Save Changes.

Use an item's menu for an item-specific adjustment. Bill-wide adjustments can be distributed proportionally or evenly through their menu. Tax, tip, and gratuity are separate from that adjustment setting. Use calculated helps reconcile totals with the entered items.

Receipt item editor. Example account and amounts.

Receipt comparison while editing. Example account and amounts.

Tax, tip, fees, and adjustments in the editor. Example account and amounts.

Entering Items Manually

Choose Enter manually on Home or Enter Manually in the source picker. Enter each item's name, quantity, and unit price. Add rows as needed, then tap Next: Add People.

Manual item entry. Example account and amounts.

Setting Up Split Details

Add People & Split groups setup into Bill details, People, Tax & tip, and Photos & notes. Completed sections collapse to editable summaries. Reopen a section to change it.

Check the title and bill date, choose the method and currency, and optionally select a collection. Missing required details are highlighted when you review the split.

Bill details and editable setup sections. Example account and amounts.

Choosing a Split Method

Method	Use it for
Itemized	Assigning each item to whoever shared it
Even	Dividing the total equally
Custom	Entering an agreed amount for each person

Split method choices. Example account and amounts.

Adding Participants

Open People and tap friends to add them. Nearby friends may have a badge if location sharing is enabled. To include someone without an account, expand Participant not on DivIt? when shown, enter their name, and tap Guest. The separate Invite a friend to DivIt action shares a sign-up link. Invited friends can appear in the picker after joining.

People and payer controls. Example account and amounts.

Guest entry and friend invitation. Example account and amounts.

Assigning Items

Tap a person's chip to assign an item. Select several people to share that item equally; tap a selected person again to remove them. Repeated whole items have a separate assignment card for each meal, including quantity rows in existing splits. Choose people on each card instead of using quantity +/− controls.

For example, with three $20 meals, give meal 1 to Jamie, meal 2 to Jordan, and select both Alex and Sam on meal 3. Their item shares are $20, $20, $10, and $10 before tax and tip. Open How does assignment work? in setup, then Try an example to practice without changing a real bill.

If items remain unassigned when creating a split, choose Let people choose to leave those portions open, or Assign to me to add them to your own share. This is your choice; the payer may be a different person. Shares can change until all items are assigned. Itemized tax, tip, and gratuity follow each person's items; an adjustment may use its own proportional/even setting.

Three meals assigned to two individuals and a couple sharing the third — Each meal can have a different group of people. Example account and amounts.

Setting the Payer

Under Who paid the bill?, choose the registered participant who covered the cost. This determines who receives repayments. Review the payer's name before creating the split.

Choosing who paid. Example account and amounts.

Adding Tips & Gratuity

Open Tax & tip to check receipt charges. A missing tip can open the section automatically; an explicit zero tip is valid. Choose an amount or percentage as needed. Gratuity is a service charge already on the bill, while a tip is an additional voluntary amount. Avoid adding either twice.

Tax and tip controls. Example account and amounts.

Reference Photos and Notes

Open Photos & notes for supporting images and context, including bills that are easier to enter manually. A reference photo is distinct from a scanned receipt. Keep private information out of images you plan to share.

Review Before Creating

Tap the fixed Review split action. Check the bill total, payer, and each person's calculated share. Return to setup if anything is wrong, or tap Create split. Reviewing does not create the split or request payment.

Reviewing the payer and every share before creating. Example account and amounts.

Viewing & Managing Splits

Split Detail Page

Open a split for its title, date, total, people, paid status, receipt, and available editing controls. Expand a person's breakdown or payment controls to see their share and available actions.

Assignments shows how many items are fully assigned, such as 2/3, and a check mark when all are assigned. Tap a truncated split title to read the full name. The top row contains history, receipt (when available), and Share.

Current split detail. Example account and amounts.

Notify Participants

The creator or payer can use the reminder action to notify registered people who still owe. Paid people and guests are skipped, and notification preferences apply. A cooldown prevents repeated sends; follow the wait time displayed in the app. Share an individual payment link with a guest.

Requesting Payment

Use the payment actions on a person's card. Venmo can open a request or payment flow; PayPal and Cash App use payment links. Zelle provides an enrolled handle to copy into the bank app, where the amount must be entered. Check the recipient, amount, and provider result before recording payment.

Payment choices for a participant. Example account and amounts.

Marking Participants as Paid

Opening a payment app does not prove a transfer completed. When DivIt asks Did you finish paying?, choose Yes, mark me paid only after paying, or Not yet to leave the share open. Other / Cash opens the confirmation directly. The payer can record money received with the available paid control. Use Undo for a mistaken paid mark.

Explicit payment confirmation. Example account and amounts.

Recorded payments and Undo actions. Example account and amounts.

Editing Assignments and Saved Splits

Expand Assignments to change item allocations when editing is allowed. Save to recalculate, or cancel. Follow any prompt concerning people already marked paid.

Changes sync with share pages. If an item changed while you were editing it, DivIt asks you to load the latest assignments and review your changes instead of overwriting someone else's work. Loading the latest assignments discards your unsaved assignment edits.

Use the split's edit control to change supported bill details, people, payer, amounts, photos, or notes. Review changes explains the proposed update before saving. An edited bill can produce an additional amount owed or a refund for someone who already paid. Open the update banner or edit history to inspect the changes.

Editing item assignments. Example account and amounts.

History explaining changes to a saved split. Example account and amounts.

Tap the history button to see who changed the bill and which people or items were affected. Edits through a public link are shown as someone with the share link. The unseen-edit badge clears after history loads on this device.

The top-level Share button sends a link to the whole bill. A person's Share Pay Link sends that person's payment page. Choose the appropriate link: they are different views.

When share-page assignments are unlocked, anyone with the link can assign items for anyone on the bill without an account. One person can fill in a couple's meals or help the whole table. Select the people on each item or meal card; changes save as you go. If someone else changes the same item, review the refreshed assignments before trying again.

New itemized splits start with share editing unlocked, even if every item is already assigned. Existing splits keep their current setting. The host or payer can use the lock beside Assignments to make share-page assignments view-only, or unlock it to allow changes. The small information button explains the lock. The lock does not prevent permitted edits in the app. Archived or otherwise read-only splits remain read-only.

On share pages, unfinished assignments are shown prominently. When everything is assigned, the section starts collapsed so people can move on; open it to review or change items when editing is allowed. Check assignment progress before collecting final payments.

Archiving & Deleting Splits

Splits has Active, Completed, and Archived views. The You are owed/You owe filters separate your personal balances. Completed cards show a settled label with the bill total separately.

Long-press a bill you manage to select it for available archive/delete actions. Only the creator can archive or delete. After 30 days, splits are automatically archived unless they belong to an unsettled collection. Archived splits are read-only and their receipt images are permanently deleted, so download any receipt you need beforehand.

Selecting a split for management. Example account and amounts.

Completed splits with settled labels. Example account and amounts.

Guest Payment Page

On a person's card, choose Share Pay Link. A guest can open the page without a DivIt account to see their own amount, breakdown, and the payer's available payment details. Payment-service accounts or a supported bank may still be required.

I paid via cash / other reports a payment; it is not independent bank verification. If the bill was edited, review the updated amount before sending more money. Do not pay twice just because the record has not caught up. Guest payment links expire after 30 days; ask the organizer for a new link if necessary.

The optional Claim my spot action connects the guest share to an account, so it can remain in that person's history. Follow the claim/sign-in flow and any required confirmation. Paying does not require claiming.

Guest payment page with an optional claim action. Example account and amounts.

Claiming an existing guest share. Example account and amounts.

Collections

Collections group related bills for a trip, household, or event. Their settlement plan reduces transfers between eligible collection members.

Creating a Collection

Open Collections, tap +, enter a title, and optionally add a description, dates, and friends. Tap Create.

Collection creation. Example account and amounts.

Adding Splits to a Collection

Select a collection in Bill details while setting up a split. Within a collection, use Add Existing or New Split. People and bill details remain available alongside the settlement plan.

Collection overview and people. Example account and amounts.

Viewing Balances & Settlement

Settle up lists remaining repayments. Open a payment for its explanation and related bills. After money changes hands, use the available Mark received or Mark as received action. Recorded payments appear under Payments recorded, with Undo where permitted.

Not in the plan lists debts that must be settled on their individual bills, including guests and people outside the collection. Recording the last plan payment marks eligible people paid on covered bills; it does not clear these excluded debts.

Settlement plan and payment progress. Example account and amounts.

Debts that must be settled separately. Example account and amounts.

Closing and Reopening a Collection

Once everyone is square, the host can open the collection's … menu and choose Close collection. Read the confirmation before proceeding. A closed collection can be reopened with Reopen collection; the confirmation explains how reopening affects paid marks.

Collection menu with Close collection. Example account and amounts.

Friends

Adding Friends

Search for a friend on the Friends tab and tap Add. If they already sent you a request, Add can accept it. Save your usual group to make adding people to future bills quicker.

Friends and search. Example account and amounts.

Inviting New Users

Use Invite on Friends or Invite a friend to DivIt in split setup. The referral connects you when the friend joins. Adding a named guest to the current split is a separate action.

Managing Friend Requests

Incoming requests offer Accept and Decline. You may also see a request banner while using the app.

Incoming friend request controls. Example account and amounts.

Viewing Friend Details

Expand a friend to see their payment details and the option to link guest entries from earlier splits. Review matches carefully before identifying an old guest entry as this person.

Friend details and guest-entry linking. Example account and amounts.

Payment Platforms

DivIt tracks shares and offers payment links or details. It does not hold transferred money or verify bank transfers. Venmo, Cash App, and PayPal handoffs depend on the device, browser, and provider. Zelle payments happen in the bank app using the supplied handle and amount. Check the provider's final screen for fees, availability, and completion.

For more detail, read the payment-service guide.

Profile & Settings

Profile has four entries: Payment methods, Notifications, Appearance, and Account. Use the back arrow to return to the overview.

Profile overview and settings sections. Example account and amounts.

Editing Personal Info

Go to Profile → Account → Edit to update your name and display name. Email is read-only. Help & Support, privacy controls, sign-out, and account deletion are also under Account.

Editing personal information inside Account. Example account and amounts.

Managing Claimed Spots

Open Profile → Account → Claimed spots to review guest entries linked to your account. The list opens on Active, which shows claims on splits that are not archived. Choose Archived to review older claims. Account keeps just one entry regardless of how many spots you have.

If a spot belongs to someone else, tap Not me, then Remove to confirm or Keep to cancel. Removing yourself restores the guest entry without changing the amount. Use the back arrow to return to Account.

Claimed spots showing active splits. Example account and amounts.

Archived claims remain available separately. Example account and amounts.

Changing Your Password

Open Profile → Account → Change your password. Accounts without a password may offer Add a password to your account instead. Enter the requested fields and save.

Password controls inside Account. Example account and amounts.

Managing Payment Handles

Open Profile → Payment methods and choose a service. Edit and save your handle. Set Use as default payment method to prefer one service. One handle per platform is supported.

Editing a payment method. Example account and amounts.

Notification Preferences

Open Profile → Notifications to control split, friend, payment, and collection notifications, including Reminders about what you owe. These preferences do not replace the device's notification permission.

Under Profile → Account, location sharing can help nearby friends appear in the picker. It is off by default. Location is shared with accepted friends while the app is in the foreground; pings expire after 30 minutes. Nearby detection is approximately 3 km.

Location sharing inside Account. Example account and amounts.

Themes & Appearance

Open Profile → Appearance to choose Dark, Midnight, Ocean, Forest, Minimal, Bold, or Friendly. Help examples use Dark; the same controls are available in the other themes.

Appearance and theme choices. Example account and amounts.

Premium Features

Premium includes 15 receipt scans per 24 hours, no ads, and early access to new features. Free accounts include 3 scans per 24 hours. Both use a rolling window, with one free re-scan per 24 hours. Review the price shown by the store before subscribing. Manage or cancel the subscription in the App Store or Google Play account used to purchase it.

Multi-Currency Support

DivIt supports USD, EUR, GBP, CAD, AUD, JPY, KRW, CNY, THB, and MXN. Check the detected currency and translated item names after scanning. The app shows USD estimates for supported foreign-currency bills using daily reference rates; an actual bank/card conversion may differ. Each split uses one currency, fixed after creation.

Translated receipt with original amounts and USD estimates. Example account and amounts.

Tips & Best Practices

Check receipt quantities, discounts, tax, and any service charge before assigning items.
Review who paid and each person's share before creating or editing a split.
Use the correct link: whole-split Share or an individual's Share Pay Link.
Record payment only after it happens; use Undo if recorded by mistake.
Check Not in the plan before treating a collection as settled.

Known Limitations

Archived splits are read-only and receipt images are deleted.
Email and a saved split's currency cannot be changed through these controls.
Zelle requires manual entry in the bank app; a Cash App link may require the mobile app.
Guest payment links expire after 30 days.
The payer must be a registered participant.
A paid report is not independent confirmation from a bank or payment service.

Frequently Asked Questions

Can someone participate without an account?

Yes. Add a guest and send their Share Pay Link. They can optionally claim their spot later.

Can I use DivIt in a browser?

Yes. Open DivIt on the web. Camera access, sign-in methods, notifications, and payment-app handoffs depend on the browser and device.

Why does the bill total differ from the amount on Home?

Home shows your outstanding share or receivable. The full bill total is a separate reference amount.

Does opening a payment link mark the bill paid?

No. Finish the transfer, check the result in the payment service, then confirm or record it in DivIt.